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How to Open A Payoneer Account In Nigeria(And Get A Free MasterCard) Plus Earn $25 Payoneer Bonus

(Last Updated On: June 10, 2022)

Payoneer has been a life-saver for me as someone that goes delve into several online business: this awesome company, called Payoneer, has come to my aid in receiving my funds easily without having any issues.

Most revenue handling companies only offer Paypal (which is not available in some countries) has their only payment method but thanks to Payoneer: you can receive your funds from several affiliate companies and online business ventures.

So if you’ve got started with your online journey and have already signed up on different marketplaces and e-platforms. And now you would like to have a Payoneer card to withdraw your hard earned cash, you’re in the right place.

Because in this post, I’m going to show you:

  • How to open a Payoneer account for free
  • How to get $25 for free after signing up
  • How to receive your Payoneer mastercard right to your door step

…in a step by step fashion.

Well, to help you get a free Payoneer master card, here I’ve outlined the ways you can create a Payoneer account. So take your time and read on.

But first, what exactly is Payoneer?

What is Payoneer?

Payoneer is an international payment gateway that will offer you a debit master card to withdraw your earnings from anywhere in the world.

It will also give you an opportunity to link your Payoneer card to your local bank account, meaning you can withdraw you money directly from any bank in your country.

To effect this well, Payoneer issues a prepaid debit Mastercard card that can be used to receive money directly from many online platforms such as freelance job sites (e.g. Freelancer, Fiverr, Upwork and Elance), affiliate programs (e.g. Markethealth, CommisionJunction, ShareAsale), pay-per-click programs (e.g. Infolinks), and many others.

And the best part?

Payoneer issues U.S. virtual bank accounts to interested users and links those accounts to the users’ cards. So, with that you can receive payments from online platforms that pay through the direct deposit (ACH) option, which is now very popular.

Now, you can receive your earnings from most online revenue programs — thanks to Payoneer. Using a Payoneer card, you can withdraw your earnings from most ATMs in the country.

No doubt, Payoneer is the best alternative to PayPal that is available to people that intend to venture into any online business.

The debit master card that Payoneer will give you can be used to:

  1. Purchase anything online.
  2. Place Advertisements on Facebook.
  3. Withdraw money from freelance marketplaces.
  4. Collect payments from foreigner clients.

And so on…

How To Create A Payoneer Account And Get Your $25 Bonus

Creating Payoneer is an easy task that can be completed within just 5 minutes depending on your typing speed and internet connection. Before proceeding to open a Payoneer account, you must have any of the following government-issued ID documents:

  • International passport
  • Driver’s license
  • National ID card

Aside being required to enter the number on your government-issued ID document, you’ll also be required to submit a scanned photo of the document from time to time for verification purposes.

So, if you don’t have any of the above listed ID documents, you can still go ahead to open your Payoneer and upload them later.

However if you’ve one of the documents, that’s awesome?

Payoneer has an exclusive referral-bonus offer for creating new account. And to be eligible for this bonus offer you need to sign up for an account by using my referral link.

When you create an account using my referral link, Payoneer will give you $25 bonus instantly right into your account but remember, if you don’t use my referral link, then you will not be counted as eligible for this special referral-bonus offer.

Why You Should Use My Payoneer Referral Link To Open Your Payoneer Account?

    1. Payoneer will reward you with $25 bonus for free.
    2. The normal card-activation fee of Payoneer is $29. So you can pay for the activation fee with this free $25. It helps you save your hard earned money.
    3. You can use this $25 to pay for the expedited DHL shipping cost.
    4. Or you can use this $25 to purchase anything from online.

So make sure you’re using the referral link to get the above mentioned benefits.

If you want to get started, just carry on with the following steps…

Step 1:

Step 2:

There you will see a sign up option “Sign Up and Win $25”. Click on this Sign-Up button and you’ll be redirected to an application page.

Step 3

Now fill out the application page carefully by filling the needs you intend to make use of your Payoneer account for as you can see in the image below:


On the next page just click on “Register”. As you can see from the image below, you can use your Payoneer account to get paid by leading marketplaces like Upwork, Fiverr, Gettyimages, and withdraw your earnings to your local bank account at low rates as well as withdraw funds from your ATM.

Isn’t that awesome?


You’ll be taken to the next page where you start with selecting “Individual” and then provide:

  • Your first name (exactly as it appears on your ID document).
  • Your last name (exactly as it appears on your ID document).
  • Your email address.
  • Your date of birth (exactly as it appears on your ID document) — use the popup calendar box.

After entering all the details, double-check to ensure that you’ve not made any mistake. Then click the “Next” button at the bottom of the page to go to the next step.

Step 4:

On this page (Contact Details) of the sign up form, you’ll be required to enter the following:

  • Your country ..
  • Your street address.
  • Your city.
  • Your postal/zip code.
  • Your phone number

After entering the required details, double-check for errors, and click the “Next” button

Step 5

Now, you’ll have to choose a username, password, and a security question. However, you should write down the passwords and security question on a notebook or paper as it will help you to retrieve your password in case you forget them or sometimes Payoneer do ask for them when you intend to do a transaction or you’re having a live chat session with them.

Warning: Don’t ever forget your security question and answer. I strongly recommend that you choose a question you can easily answer without racking your brain!

Make sure the address is accurate as your card will sent to this address. And if possible, then keep your address short, straight, and simple.

Step 6:

In this 6th step, you’ll have to provide the exact match of your bank details so you can transfer your money directly to your local bank account with ease.

This is important if you intend to perform bank wire transfer from your Payoneer account to your local bank so make sure that the information you’re providing is 100% accurate. However, you can check out their guideline to carry out this step.

Step 7:

Now mark all the conditions and terms, and then click on the “Submit” button.

You should get a congratulations message.

Step 8:

Soon you will receive a confirmation email from Payoneer about the approval of your account request. And in that email, you will also be informed about the estimated date of your card arrival.

How To Request For Your Payoneer Mastercard

After successfully creating your Payoneer account, ordering for your MasterCard is really easy.

First, you have to login to your Payoneer Dashboard.

  • Click on “Order A Payoneer Prepaid Card”
  • Fill in the details of your order, click to agree on all the terms and click on ‘ORDER’.

Note: You need to have a minimum of 30 dollars deposited into your Payoneer account before you can complete the process of card request.

The order shipping duration varies. There’s no fixed date. you may get it in 4 weeks, 3 weeks, or even earlier.

That’s pretty much everything about creating a Payoneer account.


So, here you’ve got it, the simple ways to create a Payoneer account from Nigeria. However, if you are still confused about anything and need more help, then feel free to ask your questions in the comments. I’ll be more than willing to help you out.

The Author

Emmanuel Aniekan

I'm a passionate blogger, freelance writer, and online business strategist. I share my successes, failures, and achievements on various online business I venture into on this blog so you can know what works and implement and make money online for yourself as well.


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